Month: May 2016

AP Classes Are Not for the Faint Hearted

 Hey Paul: I am beginning high school next year with plans to go on to college. How helpful will it be to take AP [Advanced Placement] courses in high school?  There is a growing national trend and in particular a

Posted in Children, Education

Getting over College Sticker Price Shock

Hey Paul: Our high school son is looking at colleges in central Kentucky. He is a junior at WJHS. The Transylvania University website lists a “total cost” of $45,690 – about what we paid for our home a few decades

Posted in Children, Education, The Poor

Is College for Everyone?

Hey Paul: I just graduated from East Jessamine. I was an ok student making mostly B’s. I didn’t take any AP classes. I haven’t decided what I want to do next in life. I’m thinking about working for a while

Posted in Children, Education, The Poor

Side Hustles Usually Won’t Bring a Pink Caddy

Hey Paul: I am working out from under a fair amount of debt. My job covers current living expenses but not much to put towards paying down debt. I am looking into taking on a second part-time job and will

Posted in Debt, The Poor

Refinancing is Worth a Look

Hey Paul: What do you think will happen to mortgage rates this summer? We have a 30-year mortgage that we have 22 years left paying on. Our mortgage rate is 4.75%. Should we refinance our home?  The refinance question comes

Posted in Home Mortgages, Tax Planning