Simple Tax Scenario Planning

Most people only “study” their taxes one day a year and then they really don’t know what happened.  In the end a tax program such as TaxAct (not to be confused with TaxSmack) spits out “YOUR REFUND is $3210!”  There’s

Posted in Blog

How to Find the Best Medicare Plan

Hey Paul: I will turn 65 next year and will start Medicare for my health insurance. I am confused on the how to choose among the different plans including prescription drug coverage. What do I need to know?  Medicare can

Posted in Estate Planning, Health Insurance

Teachers Get Dinged on Social Security

Hey Paul: I have taught in the local school system for 30 years. I plan to retire in a few years and my teacher’s pension will be about $36,000. I also managed a tutoring business for 10 years and paid

Posted in Estate Planning, Social Security

Does Your Teenager Need His or Her Own Ride?

Hey Paul: Our son just turned 16 and has his driving permit. He drives our family cars – a Toyota Camry and Chevy Tahoe. We plan to get him an inexpensive car once he earns his full license – what

Posted in Children, The Poor

No One Can Afford to be Poor

Hey Paul: What is the “ghetto tax”? I heard this mentioned on a blog about poverty in cities and how the poor are taxed more than others. Do we have a ghetto tax in Jessamine County? The name “ghetto tax”

Posted in Home Mortgages, Tax Planning, The Poor

The Triumphs and Agony of High School Athletics

Hey Paul: I am in high school and played Little League baseball and rec soccer. I can probably make the varsity team but won’t be a starter. Should I play high school sports? The sports participation question is a tough

Posted in Education

What It Takes to be a CEO

 Hey Paul: I am in middle school but know that I would like to be CEO of a business when I grow up. I already have my own my own business mowing lawns. What advice do you have to reach

Posted in Education

No One Gets Smart by Watching TV

Hey Paul: My kids are watching too much TV – it seems like it’s on all the time! If not watching the TV they are on their computer or cellphone. They are all great kids with good friends and are

Posted in Children, Education, The Poor

Who Pays for College?

Hey Paul: Our daughter is headed off to college next year. Scholarships and financial aid will cover half the cost of college leaving $15K each year that we have to pay or borrow. We have some savings and ability to

Posted in Children, Education, The Poor

Jessamine High Then and Now

Hey Paul: How is high school different today then when you attended Jessamine High? What advice do you have for today’s high school students?  A lot has changed since I graduated from Jessamine High in 1987. The classrooms are nearly

Posted in Children, Education, The Poor