Category: Home Mortgages

No One Can Afford to be Poor

Hey Paul: What is the “ghetto tax”? I heard this mentioned on a blog about poverty in cities and how the poor are taxed more than others. Do we have a ghetto tax in Jessamine County? The name “ghetto tax”

Posted in Home Mortgages, Tax Planning, The Poor

The Inside Scoop on the Local Schools

Hey Paul: We are looking into buying a home in Jessamine County and have three school age children. Where will they go to school? What are the best schools?  I grew up here and the three schools I attended no

Posted in Children, Education, Home Mortgages

Refinancing is Worth a Look

Hey Paul: What do you think will happen to mortgage rates this summer? We have a 30-year mortgage that we have 22 years left paying on. Our mortgage rate is 4.75%. Should we refinance our home?  The refinance question comes

Posted in Home Mortgages, Tax Planning

Who Needs a Financial Advisor?

Hey Paul: We are a middle-class family with three children the oldest headed off to college next fall. We are halfway through a 30-year mortgage but otherwise do not have any debt. All our retirement savings of about $300K is

Posted in Debt, Education, Estate Planning, Health Insurance, Home Mortgages, Social Security, Tax Planning