Category: The Poor

Does Your Teenager Need His or Her Own Ride?

Hey Paul: Our son just turned 16 and has his driving permit. He drives our family cars – a Toyota Camry and Chevy Tahoe. We plan to get him an inexpensive car once he earns his full license – what

Posted in Children, The Poor

No One Can Afford to be Poor

Hey Paul: What is the “ghetto tax”? I heard this mentioned on a blog about poverty in cities and how the poor are taxed more than others. Do we have a ghetto tax in Jessamine County? The name “ghetto tax”

Posted in Home Mortgages, Tax Planning, The Poor

No One Gets Smart by Watching TV

Hey Paul: My kids are watching too much TV – it seems like it’s on all the time! If not watching the TV they are on their computer or cellphone. They are all great kids with good friends and are

Posted in Children, Education, The Poor

Who Pays for College?

Hey Paul: Our daughter is headed off to college next year. Scholarships and financial aid will cover half the cost of college leaving $15K each year that we have to pay or borrow. We have some savings and ability to

Posted in Children, Education, The Poor

Jessamine High Then and Now

Hey Paul: How is high school different today then when you attended Jessamine High? What advice do you have for today’s high school students?  A lot has changed since I graduated from Jessamine High in 1987. The classrooms are nearly

Posted in Children, Education, The Poor

Advice for the “Average”

Hey Paul: I am average – in school, sports, size, and just about everything else. I won’t be going to Centre College as a pre-med major. I don’t take the advanced classes in school. I am not on a varsity

Posted in Children, Education, The Poor

Getting over College Sticker Price Shock

Hey Paul: Our high school son is looking at colleges in central Kentucky. He is a junior at WJHS. The Transylvania University website lists a “total cost” of $45,690 – about what we paid for our home a few decades

Posted in Children, Education, The Poor

Is College for Everyone?

Hey Paul: I just graduated from East Jessamine. I was an ok student making mostly B’s. I didn’t take any AP classes. I haven’t decided what I want to do next in life. I’m thinking about working for a while

Posted in Children, Education, The Poor

Side Hustles Usually Won’t Bring a Pink Caddy

Hey Paul: I am working out from under a fair amount of debt. My job covers current living expenses but not much to put towards paying down debt. I am looking into taking on a second part-time job and will

Posted in Debt, The Poor

Seven Quick Money Fixes

Hey Paul: What are some of the easiest (and free) ways to improve our financial picture?  I like your approach to tackling what may be big financial challenges by starting with the quick, simple and free actions. These small steps

Posted in Children, Debt, Tax Planning, The Poor